At Offshore Unipay, we provide reliable credit card payment processing solutions that ensure secure, efficient, and seamless transactions for your business. Our advanced technology and tailored services are designed to meet the unique needs of high-risk industries, helping you manage payments effortlessly and grow your business with confidence.
A credit card processing system is a technology that facilitates the authorization, processing, and settlement of credit card transactions. When a customer makes a purchase using a credit card, the system securely transfers the transaction data between the merchant, the cardholder's bank, and the merchant's bank. This process involves several key steps:
In each transaction, a small percentage is charged as a processing fee.
We make sure your card details are sent securely to the payment gateway, which then asks the issuing bank to approve the payment.
The issuing bank carefully verifies the cardholder's information and ensures that there are enough funds or credit available. This step is crucial to make sure the transaction can proceed smoothly.
The issuing bank has the final say on whether the transaction is approved or declined. Once a decision is made, the bank sends the response back to the payment gateway.
Once given the green light, the transaction goes through, and the funds smoothly shift from the customer's account to the merchant's account.
The last stage includes finalizing the transaction, during which the funds are transferred to the merchant's bank account, usually within one to two business days.
Credit card processing involves several fees that are essential to understand. At Offshore Unipay, we believe in transparency and aim to make these fees as clear as possible:
We offer competitive pricing and work with you to ensure you understand all associated costs, providing clear and straightforward billing to help you manage your expenses effectively.
Apply NowA small percentage of each transaction amount, typically covering processing costs.
Fees set by card networks (e.g., Visa, MasterCard) and paid to the card-issuing bank.
Regular fees for maintaining your account and accessing our services.
Fees charged for each transaction authorization request.
Fees incurred when a customer disputes a transaction, and the funds are returned to the customer.
High-risk businesses often face higher decline rates, delayed settlements, and frequent account shutdowns. Standard processors usually avoid such industries due to increased financial and fraud risks. Offshore Unipay bridges this gap by offering custom high-risk credit card processing solutions that ensure stability, security, and uninterrupted payment acceptance.
Offshore Unipay provides processing solutions for a wide range of high-risk industries, including:
Each merchant account is tailored based on risk level and transaction volume.
Security is critical for high-risk merchants. Our platform includes:
These measures help protect revenue while maintaining high approval rates.
With Offshore Unipay, merchants can accept payments from customers worldwide. We support:
This makes us an ideal choice for businesses targeting global markets.
Our goal is to help businesses grow without payment limitations.
Join the growing list of businesses that trust Offshore Unipay for their credit card processing needs. Contact us today to learn more and take the first step towards secure, reliable payment processing.
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High-risk credit card processing is a payment solution designed for businesses operating in industries with higher chargeback rates, fraud risk, or regulatory restrictions. These merchants require specialized approval and risk management.
A business may be labeled high-risk due to industry type, high transaction volume, international customers, recurring billing models, or a history of chargebacks and refunds.
Yes. Offshore processing often provides higher approval rates by working with acquiring banks that specialize in high-risk and cross-border transactions.
Settlement typically takes 24 to 48 business hours, depending on the acquiring bank, transaction volume, and risk profile.
Yes. Offshore Unipay offers chargeback monitoring, alerts, and fraud prevention tools to help reduce disputes and protect merchant accounts.
Absolutely. Our platform supports global card acceptance, multiple currencies, and international customers through offshore acquiring banks.
At Offshore Unipay, we provide innovative and reliable payment processing solutions tailored to your needs. Contact us to learn more about our services, get updates, or discuss your specific requirements. We're here to help your business succeed with excellence and innovation.
Want to get in touch? We'd love to hear from you. Here's how you can reach us.
Want to get in touch? We'd love to hear from you.
Here's how you can reach us.
